Personal Lines Division

Personal Lines Digital

Homeowners, dwelling fire and personal packages

Digital personal lines markets for hard-to-place homeowners, dwelling fire, vacant, seasonal and landlord risks with instant indications where available.

Personal Lines Digital risks written by INVO Underwriting

What we write

Appetite at a glance

Owner-occupied homeowners, HO3 and HO5
Dwelling fire and landlord rentals, DP1 through DP3
Vacant, renovation and seasonal dwellings
Prior-loss, lapse-in-coverage and non-standard applicants
Personal umbrella over supported underlying policies

Usually handled elsewhere

Commercially owned residential schedules — Commercial Specialty
Builders risk on commercial structures — Commercial Specialty
Personal auto monoline

Pathways

How to place business in this division

Every INVO division supports at least one clear path to a quote.

Quote online

Instant indications for eligible HO, DP and landlord risks.

Find a Market

Send to an underwriter

High-value, coastal and distressed property routed to personal lines staff.

Submit to an Underwriter

HO3 / HO5 / DP1 / DP3
Vacant and seasonal
Coastal and wind exposures

Markets

Sample markets in this division

Live carrier appetite records routed to this division.

Steadily

AL, AR, AZ, CT, DC, DE +33

Digital quoteRental PropertyDwellingCondo

Landlord and rental property insurance.

Quote now

American Modern

IN, KY, MI, MO, NM, OH +3

Digital quoteManufactured HomeDwellingHomeowners

Specialty personal lines and residential property.

Quote now

Obie Insurance

AK, AL, AR, AZ, CO, CT +41

Digital quoteRental PropertyDwelling

Rental property insurance for landlords and investors.

Quote now

AAA

Digital quoteAutoHomeownersUmbrella/Excess

AAA digital market from live Digital Marketplace tags.

Quote now

Allstate

AL, AR, FL, GA, IA, NE +2

Digital quoteAutoDwellingHomeowners

Allstate digital market from live Digital Marketplace tags.

Quote now

Assurance

AL, AZ, FL, GA, IN, NE +4

Digital quoteAuto

Assurance digital market from live Digital Marketplace tags.

Quote now

Search the full marketplace

Submission requirements

What to send with a submission

Complete submissions are quoted first. Missing documents are the most common cause of delay.

Completed personal lines application
Prior carrier declarations page

Send it to Personal Lines Underwriting

Typical response time: 24 business hours.

Start a submission Talk to our team

Questions