Temp Staffing risks written by INVO Underwriting

What we write

Appetite at a glance

  • Temporary and temp-to-hire staffing agencies
  • Clerical, light industrial, hospitality and healthcare placements
  • Workers' compensation, GL and professional for staffing operations
  • Multi-state payroll with a single program structure
  • PEO and employment-driven exposures including EPLI

Usually handled elsewhere

  • Driver and trucking placements with heavy auto exposure
  • Roofing and other high-hazard height work placements
  • Direct-hire-only firms with no temporary payroll

Pathways

How to place business in this division

Every INVO division supports at least one clear path to a quote.

Submit a staffing account

Staffing specialists review payroll, class mix and client contracts.

Submit to an Underwriter
  • Clerical to light industrial
  • Multi-state payroll
  • Client contract review

Markets

Sample markets in this division

Live carrier appetite records routed to this division.

Temp Staffing WC

AL, AK, AZ, AR, CA, CO +41

Submit to underwriterWorkers Compensation

For staffing workers’ compensation needs.

Temp Staffing GL / PL

All states

Submit to underwriterGeneral LiabilityProfessional LiabilityHNOA

For staffing GL, professional liability, and HNOA.

Temp Staffing EPLI

All states

Submit to underwriterEPLI

For staffing employment practices liability.

Temp Staffing Cyber

All states

Submit to underwriterCyber

For staffing cyber liability and data breach coverage.

Temp Staffing Crime

All states

Submit to underwriterCrime

For staffing crime and employee dishonesty coverage.

Temp Staffing Excess

All states

Submit to underwriterUmbrella/Excess

For staffing excess and umbrella coverage.

Search the full marketplace

Submission requirements

What to send with a submission

Complete submissions are quoted first. Missing documents are the most common cause of delay.

  • Staffing supplemental application
  • Payroll by state and class code
  • Loss runs (3–5 years)
  • Sample client contract

Send it to Temp Staffing Underwriting

Typical response time: 3 business days.

Questions

Temp Staffing FAQ

The questions agents ask most before sending an account.

Still unsure? Ask an underwriter.

Other divisions

Placing something else?

Each division owns its classes end to end.

All divisions